2005 Insurance Reference Manual

Eleventh Edition
2005
Published by the
Personal Insurance Federation of California

980 Ninth Street
Suite 2030
Sacramento, CA 95814
(916) 442-6646
e-mail: pifc@pifc.org
WEB SITE: www.pifc.org

Authorization is granted to use information in this book with attribution, when appropriate, to the
Personal Insurance Federation of California

Revised and Edited by
E. Jerry Davies
Director of Communications

and

Julie Andrade
Communications Representative