2005
Insurance Reference Manual
Personal Insurance Federation of California Insurance Reference Book
INSURANCE-RELATED ORGANIZATIONS
ABA INSURANCE ASSOCIATION
1120 Connecticut Avenue, NW, Washington, DC 20036. Phone: 202-663-5163. An affiliate of the American Bankers Association, the ABAIA serves as an advocacy group for major banks involved in the business of insurance.
ACORD
One Blue Hill Plaza, 15 th Floor, Pearl River, NY 10965-8529 . Phone: 914-620-1700; website: www.acord.org. An industry-sponsored institute serving as the focal point for improving the computer processing of insurance transactions through the insurance agency system.
ADVOCATES FOR HIGHWAY & AUTO SAFETY
750 First Street, NE, Suite 901, Washington, DC 20002. Phone: 202-408-1711; website: www.saferoads.org. An alliance of consumer, safety and insurance organizations dedicated to highway and auto safety.
A.M. BEST COMPANY
Ambest Road, Oldwich, NJ 08858. Phone: 908-439-2200; website: www.ambest.com. Rating organization and publisher of books and periodicals relating to the insurance industry.
AMERICAN ACADEMY OF ACTUARIES
1100 Seventeenth Street, N.W., 7th Floor, Washington, D.C. 20036. Phone: 202-223-8196; website: www.actuary.org. Professional association for actuaries. Issues standards of conduct and provides government liaison and advisory opinions.
AMERICAN ASSOCIATION OF CROP INSURERS
1 Massachusetts Avenue, N.W., Suite 800, Washington, D.C. 20001. Phone: 202-789-4100; website: www.aginsurance.org. Trade association of insurance companies to promote crop insurance.
AMERICAN ASSOCIATION OF HEALTH PLANS
1129 20 th Street, NW, Suite 600, Washington, DC 20036. Phone: 202-778-3200; website: www.aahp.org. Supports the health maintenance organization industry.
AMERICAN ASSOCIATION OF INSURANCE SERVICES
1745 S. Naperville Road, Wheaton, IL 60187. Phone: 630-681-8347; website: www.aais.org. Rating, statistical and advisory organization, principally of small and medium-sized property/casualty companies.
AMERICAN COUNCIL OF LIFE INSURERS
1001 Pennsylvania Avenue, N.W., Suite 500 South, Washington, D.C. 20004-2599. Phone: 202-624-2000; website: www.acii.com. ACLI is a trade association responsible for public relations, government, legislative and research aspects of the life insurance business.
AMERICAN INSTITUTE OF MARINE UNDERWRITERS
14 Wall Street, 8 th Floor, New York, NY 10005. Phone: 212-233-0550; website: www.aimu.org. Provides information of interest to marine underwriters and promotes their interests.
AMERICAN INSURANCE ASSOCIATION
1130 Connecticut Avenue, N.W., Suite 1000, Washington, DC 20036. Phone: 202-828-7100; website: www.aiadc.org. Western Regional Office: 980 9th Street, Suite 2060, Sacramento, CA 95814. Phone: 916-442-7617. Trade and service organization for property/casualty insurance companies. Provides a forum for the discussion of problems, provides safety, promotional and legislative services.
AMERICAN LAND TITLE ASSOCIATION
1828 L Street, NW, Suite 705, Washington, DC 20036. Phone 800-787-2582; website: www.alta.org. Trade organization for title insurers, abstractors and agents. Performs statistical research and lobbying services.
AMERICAN NUCLEAR INSURERS
Town Center, Suite 300 South, 29 South Main Street, West Hartford, CT 06107-2430. Phone: 860-561-3433; website: www.amnucins.com. A nonprofit unincorporated association through which liability and property insurance protection is provided against hazards arising out of nuclear reactor installations and their operations.
ARBITRATION FORUMS, INC.
PO Box 271500, Tampa, FL 33688-1500. Phone: 800-967-8889; website: www.arbfile.org. The nation's first and largest nonprofit provider of interinsurance dispute resolution services for self-insureds, insurers and claim service organizations.
ASSOCIATED AVIATION UNDERWRITERS
51 John F. Kennedy Pkwy., Short Hills, NJ 07078. Phone: 973-379-0800; website: www.aau.com. A pool of property/casualty companies engaged in writing all classes of aviation insurance.
ASSOCIATION OF BANKS IN INSURANCE
1155 15th Street, NW, Suite 1101, Washington, DC 20005. Phone: 202-833-7756; website: www.theabi.com. A trade organization that lobbies on matters affecting the bank-insurance industry.
ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES
1415 L Street , 6th Floor, Sacramento, CA 95814. Phone: 916-449-1370; website: www.acicnet.org. ACIC represents member companies selling all lines of property and casualty insurance and surety contracts in California. ACIC provides legislative, public relations, and regulatory advocacy on behalf of its members.
ASSOCIATION OF CALIFORNIA LIFE AND HEALTH INSURANCE COMPANIES
1201 K Street, Suite 1820, Sacramento, CA 95814. Phone: 916-442-3648; website: www.aclhic.com. The ACLHIC provides advocacy on behalf of member life and health insurance companies in legislative and public relations areas.
AUTOMOBILE INSURANCE PLANS SERVICE OFFICE
302 Central Avenue, Johnston, RI 02919. Phone: 401-946-2310. Develops and files rates and provides other services for state-mandated auto insurance plans.
CALIFORNIA AUTOMOBILE ASSIGNED RISK PLAN:
20 Montgomery Street, Suite 200, San Francisco, CA 94104. Phone: 415-765-6767. Established by the state legislature to make sure that drivers with bad driving records have access to insurance coverage. All companies who write auto insurance participate in CAARP.
CALIFORNIA DEPARTMENT OF INSURANCE
300 Capitol Mall, Suite 1700, Sacramento, CA 95814. Phone: 916-324-2515; website: www.insurance.ca.gov. The regulatory agency overseeing the insurance industry operating in California.
CALIFORNIANS FOR WORKERS' COMPENSATION REFORM
1215 K Street, Suite 1607. Phone: 916-441-4111. CCR members are interested in the workers' compensation system of California. The primary goal is to bring reform to that system.
CALIFORNIA FAIR PLAN ASSOCIATION
3435 Wilshire Blvd., Suite 1200, PO Box 76924, Los Angeles, CA 90010. Phone: 213-487-0111; website: www.cfpnet.com. The California FAIR Plan is a non-profit insurance pool organized in 1968 to provide basic fire insurance to property owners and tenants in areas of high incidence of fires, such as brush areas and urban areas statewide.
CALIFORNIA INSURANCE GUARANTEE ASSOCIATION
3324 Wilshire Blvd., Los Angeles, CA 90010. Phone: 323-782-0252. CIGA, an insurance industry organization, guarantees insurance consumers will not suffer heavy financial losses should an insurance company fail. Under CIGA procedures, the unpaid claims and return premiums owed to policyholders or claimants of a defunct insurance company are paid for by solvent California insurers through an assessment based on each company's percentage of total premium volume.
CASUALTY ACTUARIAL SOCIETY
1100 N. Glebe Road, Suite 600, Arlington, VA 22201, Phone: 703-276-3100; website: www.casact.org. Promotes actuarial and statistical science in property/casualty insurance fields.
CIVIL JUSTICE ASSOCATION OF CALIFORNIA
1201 K Street, Suite 1960, Sacramento, CA 95814. Phone: 916-443-4900; www.cjac.com. CJAC members are concerned with the current tort liability system in California. The goal of ACTR is to reform the legal/tort system.
COALITION AGAINST INSURANCE FRAUD
1012 14 th Street, NW, Suite 200, Washington, DC 20005. Phone: 202-393-7330; website: www.insurancefraud.org. An alliance of consumer, law enforcement, and insurance industry groups dedicated to reducing all forms of insurance fraud through public advocacy and education.
COLLEGE OF INSURANCE
101 Murray Street, New York, NY 10007. Phone: 212-962-4111; website: www.tci.edu. Insurance industry-supported college providing a curriculum leading to bachelor's and master's degrees in business administration, financial management of risk, insurance finance and actuarial science.
CROP INSURANCE RESEARCH BUREAU
9200 Indian Creek Pkwy., Suite 220, Overland Parks, KS 66210. Phone: 913-338-0470; website: www.cropinsurance.org. Crop insurance trade organization.
DEPARTMENT OF INSURANCE
(See California Department Of Insurance)
FEDERAL INSURANCE ADMINISTRATION
500 C Street, SW, Washington, DC 20472. Phone: 202-646-2771; website: www.fema.gov. FIA administers the federal flood insurance program.
FINANCIAL SERVICES COORDINATING COUNCIL
1130 Connecticut Avenue, NW, Suite 1000, Washington, DC 20036. Phone: 202-828-7138. A coalition including the American Insurance Association, the American Council of Life Insurance, the American Bankers Association, the Securities Industry Association and the Investment Company Institute, representing the diversified financial services industry.
FITCH CREDIT RATING COMPANY
55 East Monroe Street, Chicago, IL 60603. Phone: 312-368-3100; website: www.fitchratings.com. Assigns claims-paying ability ratings to insurance companies.
HIGHWAY LOSS DATA INSTITUTE
1005 North Glebe Road, Suite 800, Arlington, VA 22201. Phone: 703-247-1600; website: www.highwaysafety.org. HLDI gathers, processes and provides the public with insurance data concerned with human and economic losses resulting from highway accidents.
INDEPENDENT INSURANCE AGENTS OF AMERICA, INC.
127 South Peyton Street, Alexandria, VA 22314 . Phone: 703-683-4422; website: www.independentagent.com. A national trade association of independent insurance agents.
INLAND MARINE UNDERWRITERS ASSOCIATION
111 Broadway, 15th Floor, New York, NY 10006. Phone: 212-233-7958; website: www.imua.org. Forum for discussion of problems of common concern to inland marine insurers.
INSTITUTE FOR BUSINESS & HOME SAFETY
1408 North Westshore Boulevard, Suite 208, Tampa, FL 33607. Phone: 813-286-3400; website: www.ibhs.org. An insurance industry sponsored nonprofit organization dedicated to reducing losses, deaths, injuries and property damage resulting from natural hazards.
INSURANCE BROKERS AND AGENTS OF THE WEST
1000 Broadway, Suite 600, Oakland, CA 94607. Phone: (800) 772-8998; website: www.ibawest.com. Represents American Agency System agents, commonly known as independent agents. IABW provides its members a broad range of education and benefit programs, technical support products, legislative advocacy and a public relations programs.
INSURANCE AUTO AUCTION
850 E. Algonquin Road, Suite 100, Schaumburg, IL 60173. Phone: 847-839-3678; website: www.home/iaai.com. Assists insurers in adjustment of losses through the reclamation, reconditioning and disposition of damaged goods.
INSURANCE COMMITTEE FOR ARSON CONTROL
3601 Vincennes Road, PO Box 68700, Indianapolis, IN 46268. Phone: 317-876-6226: website: www.arsoncontrol.org. All-industry coalition that serves as a catalyst for insurers' anti-arson efforts and a liaison with government agencies and other groups devoted to arson control.
INSURANCE EDUCATION FOUNDATION
3601 Vincennes Road, PO Box 68700, Indianapolis, IN 46268-0700. Phone: 317-876-6046; website: www.ief.org. An organization dedicated to educating Main Street America about how insurance works.
INSURANCE INFORMATION INSTITUTE
110 William Street, New York, NY, 10038. Phone: 212-669-9200; website: www.iii.org. A primary source for information, analysis and referral on insurance subjects.
INSURANCE INFORMATION NETWORK OF CALIFORNIA (IINC)
3530 Wilshire Boulevard, Suite 1610, Los Angeles, CA 90010. Phone: 213-738-5333; website: www.iinc.org. IINC is a consumer education and media information service supported by member companies.
INSURANCE INSTITUTE FOR HIGHWAY SAFETY
1005 North Glebe Road, Suite 800, Arlington, VA 22201. Phone: 703-247-1500; website: www.highwaysafety.org. Research and education organization dedicated to reducing loss, death, injury and property damage on the highways. Fully funded by property/casualty insurers.
INSURANCE RESEARCH COUNCIL
718 Providence Road, Malvern, PA 19355. Phone: 610-644-2212; website: www.ircweb.org. Provides the public and the insurance industry with timely research information relevant to public policy issues affecting risk and insurance.
INSURANCE SERVICES OFFICE
545 Washington Blvd., Jersey City, NJ 07310-1686. Phone: 800-888-4476; website: www.iso.com. Provides statistical information, actuarial analyses and consulting, policy language, and related information and technical services to participants in the property/casualty insurance market. Through its American Insurance Services Group (AISG) unit, ISO also provides claims information.
INTEGRATED BENEFITS INSTITUTE
525 Market Street, Suite 740, San Francisco, CA 94105. Phone 415-222-7280; website: www.ibiweb.org. A private, non-profit organization that provides research, discussion and analyses, data services and legislative review to measure and improve integrated benefits programs, enhance efficiency in delivery of all employee-based benefits, and promote effective return-to-work.
INTERMEDIARIES AND REINSURANCE UNDERWRITERS ASSOCIATION
971 Route 202 North, Branchburg, NJ 08870. Phone: 908-203-0211; website: www.irua.com. Educational association to encourage the exchange of ideas among reinsurers worldwide writing principally treaty reinsurance.
INTERNATIONAL ASSOCIATION OF SPECIAL INVESTIGATION UNITS
5024-R Campbell Boulevard, Baltimore, MD 21236-5974. Phone: 410-933-3480; website: www.iasiu.com. An association of insurance company special investigation unit professionals representing the largest property/casualty insurance companies in the country. The organization acts as an education and communications resource in the industry's fight against fraud.
LATIN AMERICAN ASSOCIATION OF INSURANCE AGENCIES
PO Box 520844, Miami, FL 33152-0844. Phone: 305-477-1442; website: www.laaaia.com. An association of insurance professionals whose purpose is to protect the rights of its members, benefit the consumer through education, provide information and networking services, and promote active participation in the political environment and community service.
LATIN AMERICAN AGENTS ASSOCIATION
PO Box 5890, El Monte, CA 91734. Phone: 626-444-0999; website: www.latinagents.com. An independent group of Hispanic agents and brokers, whose goal is to educate, influence, and inform the insurance community about the specific needs of the Latino community in the United States.
NATIONAL AFRICAN-AMERICAN INSURANCE ASSOCIATION
4010 Executive Park, Suite 406, Cincinnati, OH 45241. Phone: 513-733-8732; website: www.naaia.org. NAAIA significantly increases the nationwide presence, participation and long-term financial success of African-American insurance professionals within the greater insurance community and provides to members and the insurance industry a forum for sharing information and ideas that enhance business and professional development.
NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS
2000 North 14th Street, Suite 450, Arlington, VA 22201. Phone: 703-276-0220; website: www.nahu.org. Professional association of persons who sell and service disability income, hospitalization and major medical health insurance.
NATIONAL ASSOCIATION FOR INDEPENDENT INSURANCE ADJUSTERS
300 West Washington Street, Suite 805, Chicago, IL 60606-2001. Phone: 312-853-0808; website: www.naiia.com. An association of claims adjusters and firms operating independently on a fee basis for all insurance companies.
NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS
2301 McGee, Suite 800, Kansas City, MO 64108-2604. Phone: 816-471-3600; website: www.naic.org. The NAIC is composed of state insurance commissioners and promotes uniformity in state supervision of insurance matters. It also recommends desirable legislation in the various state legislatures. The NAIC is funded primarily by state budgets and is not connected with insurance companies.
NATIONAL ASSOCIATION OF INSURANCE WOMEN
PO Box 4410, Tulsa, OK 74159. Phone: 918-743-5195; website: www.naiw.org. Fosters educational programs for members. Promotes public safety and service programs.
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
3601 Vincennes Road, Indianapolis, IN 46268. Phone: 317-875-5250; website: www.namic.org. A trade association of property/casualty mutual insurance companies.
NATIONAL ASSOCIATION OF PROFESSIONAL INSURANCE AGENTS
400 North Washington Street, Alexandria, VA 22314. Phone: 703-836-9340; website: www.pianet.com. A trade association of independent insurance agents nationwide.
NATIONAL CONFERENCE OF INSURANCE GUARANTY FUNDS
Market Tower, 10 West Market Street, Suite 1190, Indianapolis, IN 46204. Phone: 317-464-8199; website: www.ncigf.org. Advisory organization to the state guaranty fund boards, gathers and disseminates information regarding insurer insolvencies.
NATIONAL CONFERENCE OF INSURANCE LEGISLATORS
139 Lancaster Street, Albany, NY 12210-1903. Phone: 518-449-3210; website: www.ncoil.org. Organization of state legislators whose main area of public policy concern is insurance and insurance regulation.
NATIONAL COUNCIL ON COMPENSATION INSURANCE
901 Peninsula Corporate Circle, Boca Raton, FL 33487. Phone: 561-893-1000; website: www.ncci.com. Develops and administers rating plans and systems for workers' compensation insurance.
NATIONAL FIRE PROTECTION ASSOCIATION
One Batterymarch Park, Quincy, MA 02269 -9101. Phone: 617-770-3000; website: www.nfpa.org. Independent, nonprofit source of information on fire protection, prevention and suppression. Develops and publishes consensus fire safety standards, sponsors national Learn Not to Burn campaign.
NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION
400 Seventh Street, SW, Washington DC 20590. Phone: 202-366-9550; website: www.nhtsa.dot.gov. Carries out programs and studies aimed at reducing economic losses in motor vehicle crashes and repairs through general motor vehicle programs.
NATIONAL INSURANCE CRIME BUREAU
10330 South Roberts Road, Palos Hills, IL, 60465. Phone: 708-430-2430; website: www.nicb.com. California Office: 2001 Financial Way, Suite 100, Glendora, CA 91741. Phone: 888-815-9064. Not-for-profit organization dedicated to combatting crime and vehicle theft.
NATIONAL SAFETY COUNCIL
1121 Spring Lake Drive, Itasca, IL, 60143-3201. Phone: 630-285-1121; website: www.nsc.org. NSC provides leadership in the field of safety; publishes safety materials of all kinds; and conducts an extensive public information and publicity program in support of safety.
PACIFIC ASSOCIATION OF DOMESTIC INSURANCE COMPANIES
1563 Solano Avenue, #358, Berkeley, CA 94797. Phone: 510-525-2989. An association of California Insurance Companies. Executive Director Peter Gorman.
PERSONAL INSURANCE FEDERATION OF CALIFORNIA
980 Ninth Street, Suite 2030, Sacramento, CA 95814. Phone: 916-442-6646; website: www.pifc.org. A federation of insurance companies whose focus is personal lines of insurance (private passenger auto, homeowners, etc.). The Federation (PIFC) is an advocate for member companies to the Legislature, the Insurance Department, Executive branches and the public. Services provided include lobbying, media relations and regulatory advocacy.
PHYSICIAN INSURERS ASSOCIATION OF AMERICA
2275 Research Research Boulevard, Suite 250, Rockville, MD 20850. Phone: 301-947-9000; website: www.thepiaa.org. Trade association representing physician-owned mutual insurance companies that provide medical malpractice insurance.
PROFESSIONAL INSURANCE AGENTS OF CALIFORNIA AND NEVADA
101 South First Street, Suite 304, Burbank, CA 91502. Phone: 818-973-4818; website: www.piagroup.org. Also: 1315 I Street, Suite 200, Sacramento, CA 95814. Phone: 916-443-4221; fax: 916-443-5559. The PIA provides a broad range of educational and benefit programs, technical support products and represents its members in Sacramento and in Washington, D.C.
PROPERTY AND CASUALTY INSURANCE ASSOCIATION OF AMERICA
2600 River Road, Des Plaines, IL, 60018. Phone: 847-297-7800; website: www.naiu.org. Western Regional Office: 1415 L Street, 6th Floor, Sacramento, CA 95814. Phone: 916-446-2009. PCI represents property-casualty insurance companies of all sizes. The term "independent" means that they set their rates independent of other companies, determine their own policy forms, coverages, etc., and do not use the statistics of ratemaking organizations in developing their rate structures. PCI represents its members in legislative activities, public relations, research, personnel, traffic safety and other matters. PCI also provides ratemaking data to its members.
RAND INSTITUTE FOR CIVIL JUSTICE
PO Box 2138, Santa Monica, CA 90407-2138. Phone: 310-393-0411; website: www.rand.org/centers/icj/. Organization formed within The Rand Corporation to perform independent, objective research and analysis concerning the civil justice system.
REINSURANCE ASSOCIATION OF AMERICA
1301 Pennsylvania Avenue. NW, Suite 900, Washington, DC, 20004. Phone: 202-638-3690; website: www.reinsurance.org. Trade association of property/casualty reinsurers; provides legislative services for members.
STANDARD & POOR'S RATING GROUP
55 Water Street, New York, NY 10041. Phone: 212-438-2400; website: www.standardandpoors.com/ratings. Monitors the credit quality of bonds and other financial instruments of corporations, governments and supranational entities.
STATE COMPENSATION INSURANCE FUND OF CALIFORNIA
1275 Market Street, San Francisco, CA 94103. Phone: 415-565-1456; website: www.scif.com. Administrators of the California Workers' Compensation Fund.
UNDERWRITERS' LABORATORIES, INC .
333 Pfingsten Road, Northbrook, IL, 60062. Phone: 847-272-8800; website: www.ul.com. UL investigates and tests all types of manufactured products, including building materials and electrical appliances to determine if fire prevention and protection standards are being met.
U.S. AVIATI0N UNDERWRITERS, INC.
199 Water Street, New York, NY 10038. Phone: 212-349-8226. Underwriting managers for United States Aircraft Insurance Group.
WORKERS' COMPENSATION RESEARCH INSTITUTE
955 Massachusetts Avenue, Cambridge, MA 02139. Phone: 616-661-9274; website: www.wcri.com. An organization supported by insurers and employers conducting research on public policy issues in the workers' compensation system.
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