All posts by PIFC News

PIFC Issues Briefing for Candidates

Who is the Personal Insurance Federation of California (PIFC)?

PIFC represents its six member companies before the California state government. PIFC’s members include State Farm, Allstate, Mercury, Liberty Mutual, Nationwide, and Progressive. PIFC’s issues are narrow, but important: personal lines, property-casualty insurance public policy that affect every single person in California.

“Personal lines property-casualty” means auto, home, flood and earthquake insurance sold to individuals. PIFC does not represent our members on any workers compensation, commercial, health, or life insurance products they may sell. There are other organizations in Sacramento who represent insurers on these insurance issues.

Personal auto, home, flood and earthquake insurance is highly regulated in California. This heavy state control
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What Popular Rideshares Mean by “At Your Own Risk”

By Joel Grover and Jacquelin Sonderling |  Thursday, Jun 26, 2014  |  Updated 3:56 AM PDT

Rideshare services like UberX are taking the place of taxis, not only here in Los Angeles, but around the world. But as the I-Team has learned, if you’re in a bad accident in an UberX car, you could be left paying the bill.

You may not realize it – but every time you accept a ride with UberX, you also agree to more than a dozen pages of Terms and Conditions. It outlines who’s responsible for what. And buried deep in the terms, Uber says you use its service “at your own risk” and that “you
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Uber bill protects riders and drivers

By Susan Bonilla, 5 P.M.JUNE 26, 2014

Recently the Assembly unanimously passed my bill AB 2293. This common-sense legislation will clarify insurance coverage plans for transportation network companies (TNC), such as Uber, Lyft and others. My bill also requires important disclosures from these network companies that ensure drivers and all parties are aware of the insurance policy coverage in place.

The legislation passed 71-0 in a unanimous and bipartisan vote and now moves on to the Senate policy committee. The popularity and rapid evolution of ridesharing companies such as Uber and Lyft has been a lesson in the rise of the new “sharing” economy. They are supplying a demand that
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Pet Insurance Bill Provides Important Consumer Protection for Rapidly Growing Market

LOS ANGELES, Calif., June 20 — The California Department of Insurance issued the following news release:

Today Insurance Commissioner Dave Jones and Assemblymember Matt Dababneh held a joint press conference at an off-leash dog park to discuss important pet insurance legislation. Within California’s economy the pet insurance market is rapidly growing and expected to reach $750 million by next year. AB 2056 (Dababneh), sponsored by Insurance Commissioner Dave Jones, will add important consumer protections to pet insurance by bringing uniformity to policy language and disclosures increasing transparency in pet insurance policies.

“California has the largest number of insured dogs and cats in the nation,” said Commissioner Jones. “It is essential that consumers purchasing pet insurance understand what they’re getting for their money. When policy
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Ridesharing Bill Cruising Through California Legislature

By Don Jergler | June 17, 2014

A bill to more thoroughly regulate insurance requirements for ridesharing companies is successfully wending its way through California Legislature as insurance associations and representatives for companies like Uber and Lyft try and hash out an uncertain middle ground.

The Senate Energy, Utilities and Communications Committee passed Assembly Bill 2293 on a 7-0 vote on Tuesday. The bill, being carried by Assemblywoman Susan Bonilla, D-Concord, is backed by several insurance associations.

AB 2293 has already been approved by the California State Assembly on a 71-0 vote. It addresses a gap in insurance coverage between when a ridesharing provider’s personal auto insurance is in effect and when a transportation network
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Bill Increases Fines for Texting While Driving

Published: Thursday, May. 15, 2014 – 4:33 pm
Last Modified: Thursday, May. 15, 2014 – 4:46 pm

SACRAMENTO, Calif. — California drivers would face tougher consequences for chatting and texting on their cellphones while driving under a bill that passed the California Assembly.

Lawmakers voted 66-10 Thursday to approve AB1646 by Democratic Assemblyman Jim Frazier of Oakley.

The bill more than doubles the base fees for a first violation, from $20 to $50, and boosts the fine to $100 for subsequent violations. With additional penalties, the actual fines can be more than triple those amounts.

Under Frazier’s bill, a second ticket would also come with a one-point penalty on the driver’s license, which could lead to
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Christmas Has Lowest Car-Theft Rate as Criminals Wait

Christmas Day has the lowest auto-theft rate of the year in the U.S., as criminals spend time with their families and put off stealing until warmer months.

There were 1,432 thefts reported on Dec. 25, compared with more than 2,400 on peak days in June, July and August of last year, according to astatement today from the National Insurance Crime Bureau. It was at least the second straight year in which Christmas was the day with the fewest thefts.

June through August tends to be the busiest time for car thieves as drivers spend more time on the road. Those are also months when teenagers are on break
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7 Dangers of Decking the Halls

In the midst of the holiday season, many families embrace the spirit of the season and festively decorate their homes to celebrate. For most Americans, the holiday season would not be the same without colored lights, Christmas trees, or halls decked with boughs of holly.

Holiday décor is part of what makes the season special, but it is important to take safety precautions when prepping the home for the holidays.

Click here to read the entire article and scroll through the 7 slides.

NICB Reports Small Decline in Motorcycle Thefts in 2012

DES PLAINES, Ill. – The National Insurance Crime Bureau today released a report on motorcycle thefts in the United States for 2012. The report is based on National Crime Information Center (NCIC) motorcycle theft data for 2012. A total of 46,061 motorcycles were reported stolen in 2012 compared with 46,667 reported stolen in 2011—a decrease of 606 thefts or 1 percent.  

American Honda Motor Company, Inc. had the highest reported thefts in 2012 with 9,082. In second place was Yamaha Motor Corporation with 7,517. American Suzuki Motor Corporation (7,017), Kawasaki Motors Corp., U.S.A. (4,839) and Harley Davidson, Inc. (3,755) round out the top five makes.

California was the state where
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