All posts by fmedina


Seventh annual State Farm® Distracted Driving Survey reveals trends in cellphone habits.

PR Newswire, Bloomington, Ill., December 8, 2015
According to the annual survey conducted by State Farm, drivers continue to be in favor of laws restricting cellphone use while driving, yet they are still using them.

For seven years State Farm has surveyed consumers regarding their attitudes and behaviors when it comes to distracted driving, revealing trends over time. A number of interesting trends have been revealed:

Talking on a hand-held cellphone while driving has decreased:

2009 – 65 percent
2015 – 51 percent

Texting while driving has stayed nearly the same:

2009 – 31 percent
2015 – 36 percent

Accessing the Internet while driving has more than doubled:

2009 –
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Court Denies Uber’s Appeal of Class Action Filed by Aspiring Employees

A U.S. appeals court this week denied ride service Uber’s request to immediately appeal an order approving class certification in a lawsuit filed by drivers who wish to be deemed employees.

The ruling, from the 9th U.S. Circuit Court of Appeals in San Francisco, was made in a case in which drivers contend they are employees and entitled to reimbursement for expenses, including gas and vehicle maintenance. The drivers currently pay those costs themselves.

The results of Uber’s legal battle could reshape the sharing economy, which is built around Internet companies that serve as marketplaces matching people who provide a service with others looking to pay for it.

Earlier this year, U.S. District
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Southern California City Unveils Mapping Tool for Wildfire Hazards

As fire season ramps up, San Diego County, Calif. has unveiled a new online interactive map that allows residents to search out wildfire dangers in specific areas.

The San Diego Union-Tribune reported he digital tool launched this week expands on existing fire maps that haven’t been searchable until now.

The map, accessible at, shows that roughly one-third of the county is in “high” or “very high” fire hazard zones, with most of those areas in San Diego’s backcountry.

The newspaper says the county’s worst-ever firestorms have historically occurred in October.

For original article please click here. 

FYI: Dog Bites Accounted For More Than One-Third Of All Homeowners Liability Pay Outs Last Year As Cost Per Claim Soars

National Dog Bite Prevention Week Is May 17-23; California Has Largest Number of Claims, New York Has Highest Cost per Claim
MAY 13, 2015

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500 ;

NEW YORK, May 14, 2015 — Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2014, costing in excess of $530 million, according to the Insurance Information Institute (I.I.I.) and State Farm®, the largest writer of homeowners insurance in the United States.

An analysis of homeowners insurance data by the I.I.I. found that while the number of dog bite claims nationwide decreased 4.7 percent in 2014, the average cost per
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NICB Warns of Widespread Craigslist Auto Sales Scam

Contact:         Frank Scafidi                                                 May 8, 2015

Carol Kaplan

NICB Warns of Widespread Craigslist Auto Sales Scam

DES PLAINES, Ill.—The National Insurance Crime Bureau (NICB) today issued a warning to the public about an organized scam involving sales of vehicles through the popular online market
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California Department of Insurance Approves CEA Rate Reduction

California Insurance Commissioner Dave Jones approved a statewide rate reduction of 10 percent for earthquake insurance policies issued by the California Earthquake Authority.

The reduction is effective Jan. 1, 2016.

Jones also approved additional CEA coverage options for consumers, including deductible choices.

The CEA first proposed the rate decrease last year.

When it implements the new changes CEA will expand deductible options from today’s 10 or 15 percent, to choices of: 5, 10, 15, 20, or 25 percent.

Beginning Jan. 1, 2016, CEA will also roll-out new hazard mitigation discounts ranging from 10 to 20 percent for eligible homeowners, upon verification that the house has been retrofitted in
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Nearly 200 Distracted Drivers Ticketed in Nevada

Nearly 200 people in the Reno-Sparks, Nev. area were cited for distracted driving during a special enforcement effort earlier this month.

The Nevada Highway Patrol and Washoe County Sheriff’s Office joined Reno and Sparks police in the distracted driving awareness campaign.

Between Feb. 12 and Feb. 23, they made a total of 344 traffic stops and cited drivers for a total of 452 violations.

The most, a total of 195, were cited for talking on cellphones or other activities that distracted their driving.

The officers also wrote 97 speeding tickets and cited 38 people for failure to show proof of insurance

In addition, deputies arrested two people on drug charges and three on fugitive charges.

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The 11 worst states for insurance regulation: Report

by Caitlin Bronson | Jan 13, 2015

California and North Carolina are the worst states in the nation for free market-promoting insurance regulation.

That’s the finding from the 2014 Insurance Regulation Report Card, issued by The R Street, a think tank promoting the values of “limited, effective and efficient government.”

In its annual review of insurance regulation across the country, the group assessed each state for proficiency in 12 areas, including ensuring carrier pricing flexibility; competitiveness in home, auto and workers’ comp markets; monitoring carrier solvency and efficiency. While it noted that some—like Florida—were making efforts to “scale back,” other states “appear to be moving in the wrong direction.”

“States should regulate only those market activities
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Richard Pan precincts on Nov. 4 had Republican flavor


Democratic state Sen. Richard Pan likely owes his Nov. 4 victory over Roger Dickinson in part to stronger support from the district’s Republican minority, according to a review of final Sacramento County election results.

The Democrat-on-Democrat race for the 6th Senate District was among the most competitive and expensive in the state. In the end, Pan won with 53.8 percent of the vote in the Sacramento-based district, where Democrats comprise 48.3 percent of registered voters, Republicans 24.9 percent, and no-party preference voters 21.6 percent.

There’s no way to tell how people of different party affiliations voted Nov. 4. But final election results from Sacramento County – which makes up 95 percent
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